Solto Realty
Affordability calculator

Know what you can afford.

Estimate your buying power in seconds, then get connected with a trusted DFW lender.

Your numbers

Drag the sliders or type. Everything updates instantly.

$120,000
$500
$60,000
6.5%

Your estimate — not a rate quote.

1.8%

Texas runs high — 1.8% is a typical DFW default.

$2,400
Estimated max home price
$381,000

Limited by the 28% housing ratio.

Monthly payment (PITI)
Principal & interest
$2,029
Property taxes
$572
Home insurance
$200
Total / month
$2,801
Loan amount
$321,000
Down payment
$60,000
Housing budget
$2,800/mo
Gross income
$10,000/mo
Get pre-approved with a lender →

Uses the standard 28/36 debt-to-income rule.

Important: These figures are estimates for general informational purposes only. They are not a loan offer, pre-approval, rate quote, or commitment to lend, and do not account for your full financial profile, PMI, HOA dues, or closing costs. Consult a licensed mortgage lender for an actual pre-approval. Solto Realty is a real estate brokerage, not a lender or mortgage broker.

Get connected with a lender

Ready to turn an estimate into a real pre-approval? Tell us your timeline and target price range, and a Solto agent will introduce you to a trusted DFW mortgage lender who can verify your numbers.

  • Local lenders who know the North Texas market
  • No obligation — compare your options
  • An actual pre-approval, not a guess

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